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    <loc>https://zelfin.com.au/home</loc>
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    <lastmod>2025-05-15</lastmod>
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      <image:title>Home - Business</image:title>
      <image:caption>Growing a business requires capital and identifying which lender can provide the right finance and structure for your business can be difficult. That’s why it’s essential to work a trusted specialist broker to find a suitable loan for business goals.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6d70ee468b312302f06f52/1603340276593-KUZV30UP8N0P92XZI65T/image-asset.jpeg</image:loc>
      <image:title>Home - Home Loans</image:title>
      <image:caption>Whether you are buying, refinancing, upgrading your home or looking to invest in property it’s important to work with a trusted financial broker to set up your loan up to match your needs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6d70ee468b312302f06f52/1602748025959-8QJ3932VG1VXVCS8VGEX/pexels-cottonbro-4554230.jpg</image:loc>
      <image:title>Home - First Home Buyers</image:title>
      <image:caption>Buying your first home is exciting but it can be challenging and overwhelming when it comes to knowing what government support maybe be available and how much you can borrow. That’s where we come in to help you source the loan that you need and we handle the hard stuff for you.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6d70ee468b312302f06f52/1603339244879-WP7XW7MG138321IHP3E9/image-asset.jpeg</image:loc>
      <image:title>Home - Personal</image:title>
      <image:caption>Buying a car or caravan or motorbike? It’s an exciting purchase but can often require a consumer loan to assist with finance for the purchase. At Zel Finance, we here to make sure you get the right loan for the purchase of your dreams.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home</image:title>
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  <url>
    <loc>https://zelfin.com.au/our-team</loc>
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    <lastmod>2025-05-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6d70ee468b312302f06f52/3053d635-d4c0-4140-82bd-5243e4f604da/Screenshot+2025-05-29+103344.png</image:loc>
      <image:title>Our Team - Ogarit Kelley - Director Asset Finance</image:title>
      <image:caption>With 25+ years experience in asset and business finance, Ogarit uses her wealth of knowledge to ensure she can secure the most suitable finance structure for you and your business via her specialist asset finance company MBA Financial Services. In addition, we are affiliated with car buying services that can assist with securing vehicle's at the best possible price.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6d70ee468b312302f06f52/1c5dad2c-4963-46ee-adee-b4740890e785/MBFS+%281%29.jpg</image:loc>
      <image:title>Our Team - Mick Brazel - Director Mortgage &amp; Business Finance</image:title>
      <image:caption>With 30+ years experience in mortgage and business finance, Mick has extensive knowledge of lenders across all aspects of lending: residential, SMSF, commercial, asset finance and more. Mick works closely (and tirelessly) with his clients, to find the lender and loan type to best suit their finance requirements. Nothing makes Mick happier than taking the stress and pressure off his clients, and doing all he can, to help them achieve their finance objectives (personal, family or business). Married to Janette, they have three beautiful children living all over the world and he is now a grandfather.</image:caption>
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    <loc>https://zelfin.com.au/refinancing</loc>
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    <lastmod>2020-10-02</lastmod>
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    <lastmod>2025-05-15</lastmod>
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    <loc>https://zelfin.com.au/first-home-buyers</loc>
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    <lastmod>2025-05-15</lastmod>
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    <loc>https://zelfin.com.au/applications</loc>
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    <lastmod>2025-05-19</lastmod>
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    <loc>https://zelfin.com.au/cars-motorbikes</loc>
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    <lastmod>2025-05-15</lastmod>
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      <image:title>Cars | Motorbikes - One of our happy clients with their dream car!</image:title>
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    <loc>https://zelfin.com.au/new-application</loc>
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    <lastmod>2022-05-03</lastmod>
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    <loc>https://zelfin.com.au/licenses</loc>
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    <loc>https://zelfin.com.au/warehouse-facilities</loc>
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    <lastmod>2020-11-05</lastmod>
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    <loc>https://zelfin.com.au/refinancing-1</loc>
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      <image:title>What We Do</image:title>
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      <image:title>What We Do</image:title>
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      <image:title>What We Do</image:title>
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    <loc>https://zelfin.com.au/caravans</loc>
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